Privacy Policy
Last Updated: October 26, 2023
Value Your Insurance Agency (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our insurance agency valuation and exit planning services. We operate with a data-driven approach, ensuring professional handling of sensitive business information tailored for the insurance industry.
1. Information We Collect
We collect information that you voluntarily provide to us when you express an interest in obtaining information about us or our products and services. This includes:
• Contact Details: Name, email address, phone number, and physical business address.
• Business Information: Financial history, carrier mix, retention rates, revenue streams, insurance carrier data, and other agency-specific valuation data.
• Usage Data: We automatically collect certain information when you visit, use, or navigate the website, such as your IP address, browser and device characteristics, operating system, language preferences, and referring URLs.
2. How We Use Your Information
We use the information we collect for various business purposes, including:
• Valuation Services: To perform accurate assessments of insurance agencies and generate comprehensive valuation reports.
• Communication: To respond to your inquiries, provide customer support, and send administrative information.
• Exit Planning: To develop tailored strategic exit strategies and match agency owners with high-intent buyers.
• Analytics: To monitor and analyze usage and trends to improve your experience with our services and website performance.
3. Legal Bases for Processing
We process your personal information under the following legal bases:
• Consent: Where you have given us clear consent for a specific purpose.
• Contractual Necessity: To fulfill the services you have requested from us.
• Legal Obligation: To comply with our legal requirements.
• Legitimate Interests: For our legitimate business interests, provided they do not override your fundamental rights and freedoms.
4. Cookies and Tracking Technologies
We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. Note that if you disable or refuse cookies, some parts of this site may become inaccessible or not function properly.
5. How We Share Your Information
We only share information in the following situations:
• Service Providers: With third-party vendors, consultants, and other service providers who perform services for us or on our behalf.
• Legal Obligations: Where we are legally required to do so in order to comply with applicable law, governmental requests, or judicial proceedings.
• Business Transfers: In connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
• With Consent: We may disclose your personal information for any other purpose with your explicit consent.
6. Data Retention
We will only keep your personal information for as long as it is necessary for the purposes set out in this Privacy Policy, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements).
7. Data Security
We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, please also remember that we cannot guarantee that the internet itself is 100% secure. Although we will do our best to protect your personal information, transmission to and from our website is at your own risk.
8. Your Privacy Rights
If you are a resident in the European Economic Area (EEA) or United Kingdom (UK), you have certain rights under applicable data protection laws. These include the right to request access and obtain a copy of your personal information, to request rectification or erasure, to restrict the processing of your personal information, and if applicable, to data portability. In certain circumstances, you may also have the right to object to the processing of your personal information.
9. Children’s Privacy
Our services are not intended for use by children under the age of 18. We do not knowingly collect or solicit personal information from children under 18. If we learn that we have collected personal information from a child under 18 without verification of parental consent, we will delete that information as quickly as possible.
10. Third-Party Links
Our website may contain links to third-party websites that are not operated by us. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
11. Changes to This Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last Updated” date at the top of this policy. You are advised to review this Privacy Policy periodically for any changes.
12. Contact Information
If you have any questions or comments about this policy, you may contact us at:
Value Your Insurance Agency
878 Yorktown Ct, Northville, MI 48167
Phone: 1.313.549.1880
Email: brucekaufman2000@gmail.com